WE HAVE THE PROGRAMS YOURE LOOKING FOR

SERVING ALL OF NEW YORK AND FLORIDA

      Dozens of Lenders; Local and National Banks

      Night and Weekend Appointments

      Lenders for almost any Borrower - A/B/C Credit

      Several Non-Conforming / Alt-A Credit programs

      If your bank says, No Thank you.  Try us!

      No hit for Jumbo Loans, on select programs

      Bi-Weekly Payment, on select programs

      Construction Draw Programs (No PMI 90%LTV)

      Long Locks for New Construction (180-390 days)

      Long Locks for Existing with reasonable terms/fees

      One Day Lender Commitments, on select programs

      Appraisal Waivers, on select properties and programs

      Interest Rate Float Down/Caps (Free and/or Fee Based)

      Up to 100% Financing with No PMI (1 or 2 loans)

      Several No Mortgage Insurance (No PMI) Solutions

      You name it -  80/10/10  -  80/15/5  -  80/20

      Full Financing USDA Rural Housing Program

      Cash Out / Debt Consolidation Refinances

      Home Equity Lines and Loans Variable or Fixed

      Home Equity Lines and Loans No Pre-Pay Penalty

      Home Equity Lines and Loans No Closing Costs

      Home Equity Lines and Loans No annual fee

      Interest Only Options, up to 10 years.

      You Pick the Payment Loans - Now Starting at 1.25%

      Negative Amortization / Super Low Payment

      No IRS Form 4506, on select programs

      Self-Employed only 1 year, 90%LTV

      SelfEmployed Bank Statement Programs

      Stated Income / Stated Asset (Salary.com)

      No Doc / No Income / No Asset Programs

      No Ratio / No Debt to Income Calculation

      No Fund Seasoning for Settlement Fees/Down Payment

      Use only the best of 3 Credit Scores

      Average the Credit Scores from both borrowers

      No Credit Score Programs, 40% down

      Bankruptcy Buy-Outs / Foreclosure Rescue

      100% Financing 24 months out of BK/Foreclosure

      Borrow up to 125% of Purchase Price

      Investor programs 5% down with 720 Score

      Investor programs with unlimited properties

      Seasonal Property Financing (No Heat Source Req.)

      Interim & End Financing for Manufactured Homes

      Second Home, Condo or Co-Op Mortgages

      Leasehold and Island Property Financing

      Reverse Mortgage options, reviewed case by case

      Professional Closing Agents serving your area

***All Programs Have Lender Specific Guidelines